Agents are aiming those policyholders who are eligible to take at least a loan of Rs 50,000 on existing policies, and are sending letters in envelopes with printed address and existing policy number on which the loan is eligible. Life Insurance Corporation of India (LIC) may have gone to the extent of foregoing premium income from unitlinked policies to make sure customers are not lured into buying them on false promises by agents. But despite this, a section of agents have gone to the extent of asking policyholders to take loans on their existing policy and invest in Market Plus-a unit-linked policy. What''s more, they are claiming it to be a zero-investment plan with a return of about Rs 75,000.
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